Standard Fire and Special Perils

@if($query_master->company_name!=0 || $query_master->period_to!=0) @endif
Name of the insured {{$query_master->customer_name}}
Address: {{$query_master->current_addr}}
Location address of the insured property {{$query_master->risk_addr}}
Occupied as {{$query_master->occupancy_name}}
Current Insurer {{$query_master->company_name}}
Renewal Date {{$query_master->period_from}} to {{$query_master->period_to}}


Comparision

@foreach($loan_detail as $key=> $val) @endforeach @if($query_master->sum_building!=0) @endif @if($query_master->sum_plith!=0) @endif @if($query_master->sum_plant!=0) @endif @if($query_master->sum_electric!=0) @endif @if($query_master->sum_fff!=0) @endif @if($query_master->sum_others!=0) @endif @if($query_master->sum_stock!=0) @endif
Sl. Interest to be covered {{ $val->company_name}}
1 Sum Insured for Building {{$query_master->sum_building}} {{$query_master->sum_building}} {{$query_master->sum_building}} {{$query_master->sum_building}} {{$query_master->sum_building}}
2 Sum Insured for Plinth and Foundation {{$query_master->sum_plith}} {{$query_master->sum_plith}} {{$query_master->sum_plith}} {{$query_master->sum_plith}} {{$query_master->sum_plith}}
3 Sum Insured for Plant and Machinery {{$query_master->sum_plant}} {{$query_master->sum_plant}} {{$query_master->sum_plant}} {{$query_master->sum_plant}} {{$query_master->sum_plant}}
4 Sum Insured for Electrical Fitting and Installations {{$query_master->sum_electric}} {{$query_master->sum_electric}} {{$query_master->sum_electric}} {{$query_master->sum_electric}} {{$query_master->sum_electric}}
5 Sum Insured for Furnitures,Fixtures and Fittings {{$query_master->sum_fff}} {{$query_master->sum_fff}} {{$query_master->sum_fff}} {{$query_master->sum_fff}} {{$query_master->sum_fff}}
6 Sum Insured for Stock(Stocks other than stocks in Process) {{$query_master->sum_others}} {{$query_master->sum_others}} {{$query_master->sum_others}} {{$query_master->sum_others}} {{$query_master->sum_others}}
7 Sum Insured for Stocks in Process {{$query_master->sum_stock}} {{$query_master->sum_stock}} {{$query_master->sum_stock}} {{$query_master->sum_stock}} {{$query_master->sum_stock}}
Total


Coverage

@foreach($loan_detail as $key=> $val) @endforeach @if($query_master->is_stfi!=0) @endif @if($query_master->is_earthquake!=0) @endif @if($query_master->is_terrorism!=0) @endif @if($query_master->is_escalation!=0) @endif @if($query_master->is_omission!=0) @endif @if($query_master->is_lossrent!=0) @endif @if($query_master->is_accommodation!=0) @endif @if($query_master->is_architect!=0) @endif @if($query_master->is_removedebris!=0) @endif @if($query_master->is_spontcomb!=0) @endif @if($query_master->is_startup!=0) @endif @if($query_master->is_earthquake!=0) @endif @if($query_master->is_floater!=0) @endif @if($query_master->is_impactdamage!=0) @endif
{{ $val->company_name}}
STFI Yes Yes Yes Yes Yes
Earthquake Yes Yes Yes Yes Yes
Terrorism Yes Yes Yes Yes Yes
Escalation Yes Yes Yes Yes Yes
Omission to Insure additions, alterations or extensions Yes Yes Yes Yes Yes
Loss Of Rent clause Yes Yes Yes Yes Yes
Insurance Of Additional Expenses of Rent For An Alternative Accommodation Yes Yes Yes Yes Yes
Architects, Surveyors and Consulting Engineers Fees ( in excess of 3% claim amount) Yes Yes Yes Yes Yes
Removal of Debris (in excess of 1% claim amount) Yes Yes Yes Yes Yes
Spontaneous Combustion Yes Yes Yes Yes Yes
Start up Expenses Yes Yes Yes Yes Yes
Earthquake Yes Yes Yes Yes Yes
Floater Clause Yes Yes Yes Yes Yes
Impact Damage due to Insured's own Rail/Road Vehicles, Fork lifts, Cranes, Stackers and the like and articles dropped therefrom. Yes Yes Yes Yes Yes


Premium Details

@foreach($loan_detail as $key=> $val) @endforeach @foreach($loan_detail as $key=> $val) @endforeach @foreach($loan_detail as $key=> $val) @endforeach @foreach($loan_detail as $key=> $val) @endforeach
{{ $val->company_name}}
Premium {{$val->premium_amt}}
Service Tax {{$val->gst_amt}}
Net Payable {{$val->net_premium_amt}}


Deductible / Excess

Upto 10 crs Sum Insured – 5% of Claim amount subject to minimum of Rs. 10000/

Above 10 crs and Upto 100 crs – 5% of Claim amount subject to miniumum of Rs. 25000/-

Above 100 crs – 5% of Claim Amount subject to minimum of Rs. 5,00,000/-



Warranties & Clauses:

@if($query_master->is_stfi!=0)

STFI

@endif @if($query_master->is_earthquake!=0)

Earthquake

@endif @if($query_master->is_terrorism!=0)

Terrorism

@endif @if($query_master->is_escalation!=0)

Escalation

@endif @if($query_master->is_omission!=0)

Omission to Insure additions, alterations or extensions

@endif @if($query_master->is_lossrent!=0)

Loss Of Rent clause

@endif @if($query_master->is_accommodation!=0)

Insurance Of Additional Expenses of Rent For An Alternative Accommodation

@endif @if($query_master->is_architect!=0)

Architects, Surveyors and Consulting Engineers Fees ( in excess of 3% claim amount)

@endif @if($query_master->is_removedebris!=0)

Removal of Debris (in excess of 1% claim amount)

@endif @if($query_master->is_spontcomb!=0)

Spontaneous Combustion

@endif @if($query_master->is_startup!=0)

Start up Expenses

@endif @if($query_master->is_earthquake!=0)

Earthquake

@endif @if($query_master->is_floater!=0) Floater Clause @endif @if($query_master->is_impactdamage!=0)

Impact Damage due to Insured's own Rail/Road Vehicles, Fork lifts, Cranes, Stackers and the like and articles dropped therefrom.

@endif

Loss or damage resulting from:

Fire due to own fermentation, natural heating or spontaneous combustion of the stocks or by their undergoing any heating or drying process

Burning by order of any Public Authority

Explosion of boilers or steam generating vessels & machinery subject to centrifugal force by its own explosion or implosion

Pressure waves generated by aircraft

Total or partial cessation of work/retarding/interruption of any process or operations arising out of riot, strike, malicious damage

Burglary, house breaking, theft, larceny arising out of riot, strike, malicious damage

Impact damages by rail/road vehicle/animal belonging to the insured or employee or any occupant on the premises

Normal cracking, settlement, bedding down, up heaving of land/structures, coastal or river erosion, defective design, workmanship or use of defective materials

Forest fire

War or war like situations

Pollution or contamination

Note: The above are only the salient features of the Policy, for complete terms and conditions please refer to Policy Wordings.